Compliance and disclaimers
This page sets out how LDM Finance operates, the regulatory framework we work within and the disclaimers that apply to the figures and information on this site. Final wording for several sections is pending UDC sign-off before launch.
The disclaimer wording, FSP number and responsible-lending statements below are placeholders. Final approved text is to be confirmed with UDC and LDM before this page goes live.
Our role
LDM Finance is a finance specialist and is not a lender. We work with a panel of trusted finance partners and submit your application to a suitable lender on that panel. The lender you are matched to holds the finance contract, sets the rate and makes the final approval decision under its own lending criteria.
Registration
LDM Finance is a registered financial service provider. Our FSP number is pending confirmation and will be displayed here before launch. We operate under the framework administered by the Financial Markets Authority.
Responsible lending
All lending arranged through LDM Finance is subject to the Credit Contracts and Consumer Finance Act and responsible lending checks. Lenders assess affordability and suitability before any finance is approved. We will tell you plainly if finance is not the right decision for your circumstances.
About the figures on this site
All repayment figures shown across this site, including on the calculator, vehicle pages and worked examples, are indicative only. They are calculated at a representative rate of 12.95 percent per annum with no fees included, and they do not constitute an offer of finance or a quote. Your actual rate, fees and repayments depend on the lender, the asset, the term and your circumstances. Lending criteria, terms and conditions apply.