One application, multiple lenders
LDM Finance holds a panel of trusted finance partners. You complete one application and we match it to the lender most likely to approve it on terms that suit you. Each lender is strong in different areas, which is the advantage of a panel over a single provider.
New Zealand's largest asset finance specialist and our preferred partner for commercial vehicles, trucks and machinery. Strong appetite for business assets, with zero deposit options and fast decisions.
A registered bank with a long history in vehicle finance through the Marac brand. Well suited to both business and consumer finance with competitive terms.
A flexible non-bank lender that assesses applicants who fall outside standard bank criteria. A strong option where credit history is less than perfect but the case is sound.
For complex, higher-value or unusual lending, we draw on a broker network to reach lenders beyond the core panel. Useful when a deal needs a specialist home.
Panel comparison
| Lender | Typical term | Deposit | Asset age | Decision speed |
|---|---|---|---|---|
| UDC Finance | Up to 5 years | Zero deposit available | New and used | 24 to 48 hours |
| Heartland (Marac) | Up to 5 years | Low to zero | New and used | Fast |
| Avanti Finance | Up to 5 years | Case by case | Flexible | Flexible |
| Broker network | Varies | Varies | Varies | Varies |
Panel details are indicative and pending final confirmation of which lenders and brokers can be named publicly, and their current criteria.
Let us find the right lender for you
One application, assessed across the whole panel within 24 to 48 hours.
Apply for finance