Vehicle finance calculator
Estimate your repayments across weekly, fortnightly and monthly frequencies. Adjust the deposit, term and balloon payment to see how the structure changes your cashflow. Figures are indicative, at a representative rate of 12.95% p.a.
$45,000
$5,000$250,000
Term0% of price$0
$0
A balloon is a lump sum deferred to the end of the term. It lowers your regular repayment.
Repayment frequencyYour indicative weekly repayment
$235/week
at a representative rate of 12.95% p.a. Indicative only.
Amount financed
$45,000
Deposit
$0
Balloon payment
$0
Total interest
$0
Compare terms (Weekly)
| Term | Repayment | Total interest |
|---|---|---|
| 3 years | ||
| 4 years | ||
| 5 years |
Calculator questions
They are indicative estimates only, calculated at a representative rate of 12.95 percent per annum with no fees included. Your actual rate depends on the lender, the asset, the term and your circumstances. Use the figures to compare structures, then apply for an accurate quote.
A balloon is a lump sum deferred to the end of the term. It reduces your regular repayment while the asset is earning, and is settled at term end by paying it out, refinancing it or selling the vehicle.
Yes. A deposit reduces the amount financed, so your regular repayment and total interest both fall. Zero deposit finance is available where you prefer to keep working capital free.
Yes. Your inputs are saved in the page address, so you can copy the link and send the exact scenario to a colleague, your accountant or an LDM finance specialist.
Disclaimer (final wording pending UDC sign-off)
This calculator provides indicative estimates only, based on a representative rate of 12.95% per annum with no fees included. It is not an offer of finance or a quote. Actual repayments depend on the lender, the asset, fees and your circumstances. Lending criteria, terms and conditions apply.